Recently, China Construction Bank launched a car purchase by stages with Longka credit card, which can avoid mortgage and zero interest, and some designated models can also enjoy zero handling fee concessions. The maximum installment amount of car purchase can reach 200,000 yuan, which does not occupy the normal credit line. Active brands include Guangqi Honda, FAW-Volkswagen, Beijing Hyundai, Kia of Da Yue, Dongfeng Peugeot and Citroen.
I bought the car by installment with CCB credit card Longka credit card. I didn't have a credit card before buying a car. CCB helped me get a Dragon Card credit card, and then I used it to return the car in installments.