The seller has opened the credit card payment function: the buyer uses the credit card on Taobao, and the buyer pays with the credit card when shopping. The seller needs to pay Taobao platform: the total amount of credit card orders * 1%.
The seller has not opened the credit card payment service: then when the buyer uses the credit card to shop on Taobao, the buyer will bear the handling fee of 1%.
Extended data:
Frequently asked questions about credit card payment function service:
Seller's access qualification:
When the seller opens a shop and the Alipay account is bound to the mobile phone, please pay attention to the rules and regulations of Taobao platform, and the illegal shop may lose the qualification to use the credit card payment service; Abnormal transactions, false transactions and high-risk transactions judged by the system will not be able to use credit card payment services.
Temporarily closed category:
Mobile/Unicom/Telecom Recharge Center; Except mobile phone number/package/value-added service contract machine and wireless network card; Fuel card direct charging, Tencent QQ area, online game point card.
Service fee refund after refund:
If the credit card transaction is refunded, because the credit card service is settled in real time after the buyer confirms the receipt, the service fee will not be deducted before the buyer confirms the receipt; Refund after confirmation of receipt, service fee is not refundable.
References:
Taobao-Introduction of Credit Card Payment Service