For hackers who want to apply for a credit card, there are actually certain ways. First of all, CITIC Bank's credit card application is relatively friendly. You only need to prepare your ID card and fill out the application form online. After submission, you will usually be notified of the review location via text message or phone call to wait for further review.

China Everbright Bank is also more tolerant of applications for illegal accounts. Users can fill in the application form directly on the official website, and usually receive a reply from the bank within half a month. The notification method is also SMS. Even if you have a bad credit record, such as an overdue credit card, the key is to pay off the balance as soon as possible, keep the credit card in normal use, maintain a good consumption and repayment record for at least two years, and cover the bad record with good credit behavior.

It is worth noting that even if you have a bad record in one bank, it will not affect your application for credit cards at other banks. However, it is recommended to start with a bank that is easier to get through to increase the success rate. For black accounts, applying for a supplementary card is also an option. The application conditions for supplementary cards are usually looser than those for the main card.

In general, it is not impossible to apply for a credit card under a black account. The key lies in how to repair and demonstrate good credit behavior, and choose the appropriate bank and application method. The above information comes from relevant information on Baidu Encyclopedia.