In the era of Internet, it is very convenient and quick to apply for a credit card online. However, many card friends also apply for a low credit card quota on Tucao.com, and even lament that "the quota in 1 yuan is too much". So what is the reason? How can I increase the amount of online credit card application? In fact, the minimum amount for most banks to apply for credit cards online is between 2, and 3, yuan. Ultra-low quotas such as Zero Quota, 1 yuan and 1 yuan are also unique. The reasons for the low online credit card application amount are as follows. 1. The credit card limit with limited supporting materials is determined by the bank according to the application materials provided by the applicant. The way to apply for a credit card online can provide personal information to the bank is to fill in the application form. The contents of the application form are about work certificate, income certificate and personal certificate, but the information reflected in the application form is too little. If the information in the application form is incomplete, the bank will not be able to evaluate your repayment ability, and the distribution amount will naturally be lower.

2. The information doesn't match, and some applicants are careless, resulting in the wrong information. If there is an error in filling in the information, such as contact number and company address, the bank will not approve the card if it finds that the information does not match the personal information during the audit process, even if it is approved, the amount will be very low.

3. The personal credit records of white credit households have always been the key for banks to assess applicants. Banks will generally refuse to issue cards to two kinds of people, one with bad credit records and the other with white credit accounts. That is to say, because there is no credit business, the applicant's credit information is blank, and the bank has no way to know your credit status, so even if the card is opened successfully, it is normal to have a low credit limit.

How to increase the amount of online credit card application

1. The skill of filling in the form is very important. Income situation: the higher the salary, the better, but the information should be true. You can add hidden income such as meal supplement and bonus; Occupation: the title is as complete as possible, and the higher the well-known enterprise and position, the higher the points; Marital status: Married score is higher than unmarried; Card holding: fill in the credit card already held; Telephone information: fill in the landline as far as possible for the company telephone and home telephone to show the stability of work and residence; RV situation: if you have a room and a car, you can upload relevant certificates; Economic status: there are time deposits and bank wealth management points in the bank; Introducer: Please ask senior cardholders who hold the bank's credit card to help introduce them.

2. Good credit investigation If there are overdue records before and the personal credit investigation status is not good, it is best to repay the loan on time for two years before applying, because the bank will investigate the repayment records of the applicant in the last two years when examining and approving; If you are a white credit household, you can start with a few credit cards to raise credit. Although the initial quota is low, it is still possible to increase the quota if you spend more and repay on time later.