a family.

ETC credit card is a functional credit card, which is issued by banks for a single purpose and field. Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, Bank of China and other banks have all issued this card, with similar functions, but different preferential strength.

take ETC credit card of agricultural bank of China as an example. ETC owner credit card of agricultural bank of China can realize electronic payment in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country.

this card adopts the mode of "first pass, then payment", and the toll is automatically deducted from the ETC credit card of ABC, without pre-existing cash. Holding the Agricultural Bank ETC credit card can enjoy a 1% discount on the exclusive highway toll when the national network of provinces and cities has been realized.

China Bank's ETC does not need to be recharged, and OBU equipment is delivered free of charge. As long as the user holds the ETC credit card of China Bank, the toll will be overdrawn and withheld directly from the credit card, enjoying interest-free for up to 5 days, and the expressway toll will be as low as 1% discount.

the owner of ETC automobile card of China construction bank can enjoy such functional rights as integral discount for oil change, preferential car wash service, free road rescue, Sinopec 1% gas discount, ETC. Vehicles are equipped with OBU electronic tags, which can realize non-stop charging in ETC lane of national networked highways, and can enjoy a 15% discount on payment.

extended information

ETC promotion still faces many difficulties in convenience and application scope, which leads to the low enthusiasm of car owners.

1. If it is used infrequently, the equipment charge is more expensive than the toll. The cost of handling ETC is between 2 yuan and 35 yuan, but for car owners who only run high-speed once or twice a year, the utilization rate is very low and the enthusiasm for handling ETC is not high. Holidays are sometimes free at high speed, and occasionally by train, the number of times you can use ETC in a year is very limited, and the cost of running ETC is more expensive than the toll.

2. The procedures are complicated and the convenience is not as good as that of mobile payment. At present, ETC can be handled not only by purchasing equipment from expressway operating units, but also by handling savings cards or credit cards at banks and obtaining ETC equipment bound to the cards. The reporter recently visited a number of banks in Jinan and found that in addition to carrying my ID card, driver's license and driving license, ETC should also carry this year's vehicle insurance policy.

3. The range of application is small, and the function is relatively simple. In addition to high-speed toll stations, the application scope of Shandong Expressway ETC is also actively exploring the use areas, such as cooperation with parking lots and gas stations to provide convenience for ETC owners, but overall, the scope of use is not enough.

Baidu encyclopedia-etc credit card

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