ICBC credit cards have no geographical concept, and there is no handling fee for card payments across the country.

The credit card itself does not have local or remote problems. When the card is swiped directly on the POS card machine for consumption, the handling fee will be borne by the merchant, and the cardholder will not bear the handling fee. If you withdraw cash directly from an ATM machine, there will be differences between local and remote locations. For example, there is no handling fee for local ICBC credit card withdrawals, but credit cards from banks such as China Merchants Bank charge a 1% fee for cash withdrawals from local and remote ATMs. fee.

ICBC bank cards are divided into two types: credit cards and debit cards. The handling fees charged for withdrawals from other places are different, as follows:

1. ICBC Deposit Cards from different places. There is no handling fee for peer withdrawals. For inter-bank withdrawals from other places, a handling fee of 4 yuan and 0.5% of the cash withdrawal amount will be charged for each transaction, with a maximum charge of 50 yuan.

2. The handling fee for domestic RMB withdrawals with ICBC credit cards (including domestic and overseas) is charged at 1% of the amount, with a minimum of 2 yuan and a maximum of 100 yuan.

There is no handling fee for ICBC credit card swiping in other places. No matter which bank's credit card you use, you don't need to pay extra handling fees no matter where you swipe the card. Cash withdrawals will be charged a handling fee of 1%, with a minimum of 10 yuan per transaction

Please follow the following method when using a credit card to make purchases: < /p>

1. When swiping a credit card, please keep the credit card away from your sight to avoid misuse or theft of the card;

2. Do not arbitrarily enter blank or unfilled fields. Sign the payment form with the correct amount;

3. Before signing, please be sure to confirm whether the card number and payment amount listed on the payment form are correct, and pay attention to whether the consumption currency and amount are correct;< /p>

4. When using a credit card, a signature is required to confirm consumption. Generally, there is no need to show your ID card or enter a password. However, please cooperate when the following situations occur: Due to operating standards, POS machines in some cities still require you to enter a password. Please enter any 6-digit number you want. If you are making a large purchase or purchasing easily liquidated goods, it is recommended that you enter your accurate personal password for the ATM.