The annual fee of the Anju Card will not be deducted from the credit card balance of China Merchants Bank. According to relevant public information inquiries, the China Merchants Bank Anju Card is a financial IC debit card that has all the financial functions of an ordinary bank debit card, as well as personal payment account and electronic wallet functions. There is no connection between China Merchants Bank Credit Card and China Merchants Bank Anju Card. Naturally, the annual fee of the Anju Card will not be deducted from the credit card debt.