Category: Business/Financial Management >> Banking

Analysis:

It is an international practice, but currently there are very few people in China who check the signature on the back.

Cards without a signature on the back are not accepted abroad because the identity of the cardholder cannot be verified. The signature on the back is like a password. When you make a purchase, your signature must match the signature on the back of the card. It is difficult for ordinary people to imitate another person's signature in a short period of time. This ensures the security of the card and buys the card owner some time when the card is lost.

If a foreigner comes to swipe the card, they need to check the name and signature on the passport. After swiping the card, they will be asked to sign in person. If they think it does not look like it, they will refuse to pay.

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