how to handle several credit cards cannot be generalized, but should be analyzed according to the personal conditions of the cardholder.

1. For cardholders who have just graduated and started to work, it is most appropriate to apply for a credit card because there is no high input.

2. For cardholders who have worked for about five years and have a certain amount of savings, it is most suitable to hold 1-3 credit cards, which not only has little repayment pressure, but also can make some small money by investing.

3. For cardholders who have worked for many years and have a certain economic foundation, it is more appropriate to have four or more credit cards, and they can have sufficient repayment ability and manage their credit cards well.