When applying for a credit card, it often depends on the speed of credit card processing, the applicant's own qualifications, and the bank's review status. For some banks with relatively lax review procedures, it is often faster to apply for a credit card. So which bank credit card can be applied for the fastest? Let’s find out together.

What credit card is the fastest to get a card?

1 Postal Bank Credit Card: The applicant for the main card must be between 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal information completely. If you have a Postal Bank credit card before, you can immediately submit your information to apply for other Postal Bank credit cards. Whether the credit card application can be passed depends on the comprehensive assessment.

2 Bohai Bank Credit Card: You need to be between 18-65 years old (if you are an overseas person, you need to be between 25 years old (inclusive) and 65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest outlet to apply, or you can apply online.

3 Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Eligible people can get the card about 2 weeks after submitting their credit card application information.

4 Bank of Communications Credit Card: Applicants for the main card must be 18-60 years old and have full capacity for civil conduct; applicants for the supplementary card must be 11 years old or above, and there is no upper age limit. After applying for the card, you can activate it and use it. The limit in the card is based on the assessment of the applicant's repayment ability.

5 Construction Bank Credit Card: A natural person with full capacity for civil conduct, over 18 years old and under 70 years old, with a stable career and income, good credit status, and the ability to repay principal and interest on time. It takes about 5 working days for customers with a card to apply and mail the card. New customers who are approved (general approval time is 10 days) will receive an interview text message and a card letter after 3-5 working days.

6 ICBC Credit Card: To apply for a credit card, you must be over 18 years old and have full capacity for civil conduct. After applying for a credit card, the card can generally be collected within 15 calendar days (excluding statutory holidays). For non-physical digital credit cards, the approval and account opening are usually completed in 1-2 minutes at the fastest. Please refer to the actual results.

7 Agricultural Bank of China Credit Card: You must be over 18 years old, have full capacity for civil conduct, and have good credit standing. After the credit card is approved, the card will be issued and mailed by the Credit Card Center of the head office. Regular and gold cards are sent by registered mail, and it takes 3 working days to produce the card. The mailing time is generally about 7 days, subject to the delivery situation of the local post office. Platinum cards and sets of cards are sent by EMS express. It takes 3 working days to produce the card. The mailing time is generally about 3 days, subject to the delivery situation of the local post office.

8 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). It is best to provide some financial proof, such as: documents proving the property rights of self-owned goods (Real estate certificate, house purchase contract, bank mortgage loan certification documents, formal house purchase invoice, etc.) Own vehicle certification documents (own vehicle driving license, bank car loan certification documents).

9 Guangfa Bank Credit Card: The main cardholder is between 18 and 65 years old, the supplementary cardholder is between 16 and 65 years old, and the annual income reaches the local average level. Credit card applications generally take 2-10 working days from submission to data entry, and review is completed within 7-10 working days. You can check the progress of your card application 10 working days after submitting the card application form, and you will be notified of the review results via text message.

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card Application is free, passes quickly, and the pass rate is above 90%. This card is a CITIC Bank credit card. It has multiple cards and various benefits. Apply for this card. Hua Xia Credit Card Platinum Card, Gold Card, annual fee is waived in the first year, and 5 transactions are waived in the next year. Apply for this card. Minsheng Bank Credit Card is easy to apply for. It has a high limit and is exempt from annual fees. There is no fee to apply for this card. The Shanghai Pudong Development Bank Ele.me co-branded credit card will save 7 yuan on takeaways every day. The annual fee for the next year will be waived if you spend 6 times a year. Apply for this card. China Merchants Bank Credit Card Advance Cash can be withdrawn anywhere. For new accounts, you can get a free gift with any purchase. 2-year Jingdong Plus members apply for this card Guangfa Bank Credit Card New accounts will receive one year Jingdong PLUS Jingdian Annual Card apply for this card Bohai Bank Credit Card Multiple cards and various rights apply for this card Ping An Bank Standard Credit Card Online shopping consumption pen rebates, new accounts Apply for this card with a 60-yuan instant payment discount

Nowadays, most credit card applications are done online. When users apply, they must submit all the information as required, which can often help the credit card application to be successful quickly.