Conclusion:

According to the relevant policies and regulations of ICBC, credit cards cannot be used after three months overdue.

detailed description:

1. Credit card overdue period: According to the regulations of ICBC, the overdue period of credit card is generally 3 months. If this period is exceeded, the credit card will be stopped without special treatment.

2. Measures to deal with overdue credit cards: Once the credit cards are overdue, ICBC will take corresponding measures, including but not limited to stopping the overdraft and consumption functions of credit cards, and submitting bad information to personal credit records.

3. Special handling circumstances: In some special circumstances, such as customers actively negotiating with banks and reaching repayment agreements and providing guarantees, ICBC may consider restoring the credit card use authority. However, this situation is a case, and not all customers who are overdue for 3 months can get similar treatment.

Summary:

Generally speaking, ICBC's credit card will not be able to continue to be used after 3 months overdue. The use of credit cards overdue for 3 months will be handled according to the policies and procedures of ICBC. If the customer has special circumstances, he can negotiate with the bank, but there is no guarantee that the credit card can be restored.

Extended information:

Overdue credit cards will have a negative impact on personal credit records, which may affect personal loan application and credit rating. Therefore, it is very important to repay the credit card bill in time. If you encounter short-term cash flow difficulties, it is recommended to contact the bank in time to seek reasonable repayment arrangements to avoid overdue.

The above answers are based on the general situation of ICBC's relevant policies and handling procedures. Specifically, the latest regulations of ICBC shall prevail.