What is the credit limit of the CCB credit card Sanqin that you just applied for? According to your description, credit card approval banks generally have scoring standards. The higher the score, the higher the credit limit, so the information you submit when you apply for a card is very important. Finally, I wish you a happy card.
I applied for a credit card of China Construction Bank with my driver's license. Excuse me, there is no way to judge the credit limit.
The pass rate and amount of credit card application depends on the financial certificates provided in your name when applying, such as real estate license, automobile driving license, work income certificate, etc. The more financial certificates, the higher the card approval rate and amount.
The credit limit of CCB credit card is 20 thousand. Why is the available credit line only 19950? 20000 is the credit card limit, and 19950 is the available credit limit;
The calculation method of credit card available limit is: available limit = credit limit approved by the bank-outstanding debt on the bill-transaction amount that has not been recorded but has occurred-other related interests and expenses.
Unpaid recorded amount refers to the amount of credit card transactions that have been booked but not returned; Cumulative used unrecorded amount refers to the amount of credit card transactions that have occurred but have not been accounted for; Other related interests and expenses refer to interest such as cash withdrawal or installment payment.
For example, if the credit line is 20,000 yuan, the outstanding amount is 654.38+0,000 yuan, and the used unrecorded amount is 4,000 yuan, the available line is 6,000 yuan.
How to inquire about the credit limit of CCB credit card There are four ways to inquire about the available credit limit of CCB credit card. The following is the query method:
You can query by SMS;
Add the official account of WeChat WeChat for inquiry;
The credit card letter has indicated the amount;
You can check at the bank counter.
The inquiry method of official WeChat account is as follows:
Search on wechat, what bank;
Then click on the official account of WeChat;
Then authorize the binding of credit cards;
When tying, you need to provide the relevant information of the account number to fill in;
Then make an inquiry.
The above is the way to check the available credit card limit, which is convenient to see my situation!
China Construction Bank Credit Card How did he evaluate your credit limit? The credit limit is determined according to the information and credit status provided by the cardholder when applying, which is the maximum limit for overdraft consumption and cash withdrawal of the cardholder. Available credit limit refers to the unused credit limit in your credit card. The available amount will decrease with each consumption, and will be restored accordingly with your repayment in each installment.
Puka: 1 0,000-10,000, where there is no gold card, you can get 50,000;
Gold card: 10000-50000, city cards only have gold cards, with a quota of 50000-50000;
Platinum card: 50,000 plus temporary quota. Basically, there are more than 60,000, and there are more than 200,000;
Unlimited card: Only platinum cards are invited to issue cards, saying that it is unlimited, but there is still a limit, just like platinum cards, 5W fixed amount+temporary limit.
How much can I withdraw from the newly established credit card line 10000 yuan of China Construction Bank? The cash withdrawal amount is 50% of your current available credit limit. Through the ATM of China Construction Bank, the daily limit of each card is 2,000 yuan. Withdrawal will also generate withdrawal fees and interest. The handling fee for cash withdrawal is five thousandths of the cash withdrawal amount, with the lowest 2 yuan and the highest 50 yuan. The cash withdrawal interest is 0.5 ‰ of the cash withdrawal amount, which is charged daily and compounded monthly.
CCB Credit Card 1 0,000 to 50,000. How can the credit limit be 6000? After referring to the landlord's work, income, social security, provident fund, individual tax, personal assets, credit, education and other factors, the final approval result is 6000 yuan. (Generally, there is no way to accurately predict the result of card processing before card processing. If CCB outlets tell you that you can handle1-50,000 yuan, there is an empirical component in it, which cannot be counted 100%. )
However, the fixed amount of credit card is not fixed, and his system will systematically screen customers who use the card and adjust it automatically from time to time. So usually use more cards, such as shopping, eating a meal, singing a K and so on. Brush more where you can swipe your card. It can also be used online. It is best to combine online shopping with physical stores and pay back the money on time according to the full amount payable in the credit card bill, which will help to increase the quota. All of the above have been done, just wait quietly for his system to discover your goodness, and surprises often come suddenly.
If there is a temporary emergency, don't worry, his temporary quota can still be applied voluntarily. Through telephone voice, online banking and short message (the landlord edited the short message "The last four digits of CCTE# Card Number # need to be adjusted" with the mobile phone number reserved by his home system as 95533. For example, the landlord's current quota is 10000 yuan, and he wants to adjust it to a temporary quota of 15000 yuan. The card number is 8888, so edit the short message "ccte # 8888 # 15000" and apply by short message. The default time of temporary quota is 2 months. It's convenient to apply for a temporary quota by yourself. (If the landlord is a new card and wants to apply for a temporary quota, it is best to use the card for 3-6 months before applying. )
How to increase the credit limit of CCB credit card as quickly as possible? Brush the credit line once a month and repay it in full the next month. After six months, the application can be increased by at least 30%.
If the credit line of CCB credit card is 36,000 yuan, you can avoid the annual fee for the following year if you spend three times with CCB credit card.