Currently, banks require a permanent job, but some banks have special requirements:\x0d\1. China Merchants Bank: Currently, as long as you have a permanent job, you can rely on a copy of your ID card and work certificate ( A copy of the front of the access card or a work certificate from the company's start-up, etc.). It is best to go directly to the direct sales place, which is more convenient. China Merchants Bank currently offers many card types, and you can choose according to your preferences. \x0d\2. China Construction Bank: Currently, China Construction Bank in some areas of the country requires applicants to pay 4 gold before applying (especially in Shanghai). Just an ID card is enough. It is also recommended to go to direct sales. \x0d\3. Bank of Communications: Currently there are three types of Bank of Communications credit cards - Youth Card, Standard Card and Co-branded Card\x0d\1) Youth Card: If you graduated in 2003 and have a college degree or above recognized by the National Education Commission, you have If you have a permanent job (the probation period has expired), you are between the ages of 18 and 30, you can apply with your ID card alone. This can be done over the counter or through direct sales. The limit of this card generally starts at 5,000, and the cash withdrawal limit is the same as the credit limit, making it more cost-effective for young people to use. \x0d\2) Standard cards: such as Phoenix Carp Card, the recently launched Expo Card, etc. For such a card, applicants must be over 18 years old, but not over 65 years old; have a regular job and have a pre-tax annual salary of at least 24,000; when applying, they must submit a copy of their ID card, proof of income and proof of residence, if they are in Shenyang , you must also have a real estate certificate. In addition, it is best to pay a fee when applying now. You can submit information to direct sales, because currently the counter no longer accepts personal submissions, unless you apply for a card (you have a credit card from another bank and have held the card for more than 6 months) or you apply for an additional card (you already have a Bank of Communications credit card). \x0d\3) Co-branded cards: Currently, Bank of Communications has launched N types of co-branded cards, such as Suning Card, Walmart Card, Jinjiang Inn Card, Aviation Secretary Card, etc. It also launches its own co-branded cards for different regions. Generally, this kind of card can be applied for at direct sales stores or stores like Suning and Wal-Mart. The documents submitted are usually ID card and proof of income or employment. 4. Industrial and Commercial Bank of China: This bank does not have many types of credit cards and is generally not very good at handling them. Because some of the fees are high and the service is not very good. \x0d\5. Bank of China: The card design is okay, and the application information is similar to other banks. \x0d\6. Agricultural Bank of China: I rarely consider applying for an Agricultural Bank of China credit card, it’s not very pretty. \x0d\7. Other small banks: \x0d\1) Shanghai Pudong Development Bank: There are not many card types, but some cards are pretty good. The previously launched McDull Card sounds pretty good. \x0d\2) CITIC Bank: Some card designs are okay, and there is also QQ card. However, some fee items are very expensive, and it is difficult to cancel the card. \x0d\3) Minsheng Bank: There is a true love card specifically for women, and the card is transparent. \x0d\4) Industrial Bank: Currently there are many types of cards. I recommend getting a Garfield card. Industrial Bank's customer service is better. \x0d\In addition, if you want to apply for a credit card, you must ensure that your credit record is good. At least the previous default record is only one-level late payment. If you have reached Level 2 late payment, there is generally little hope of applying for a card. When applying for a card, don't listen to the introductions from sales or counter staff. It's best to call the customer service of the credit card center to find out.