BoCom Debit Card refers to a bank card that deposits first and then consumes (or withdraws cash) without overdraft function. \x0d\\x0d\　The functions of debit cards include basic functions such as transfer settlement, cash deposits and withdrawals, and shopping and consumption. It also has many additional functions such as transfers, buying and selling funds, stock trading, payment, etc., and also provides a large number of value-added services. Debit cards can also be used for transfers and withdrawals through ATMs. Overdraft is not allowed, and interest is calculated on the amount in the account as a current deposit. \x0d\\x0d\　Debit card is what we call savings card verbally. The two point to the same thing, but we are accustomed to calling it a savings card in our lives. This is a name from the perspective of the cardholder's savings and financial management, while a debit card is a name from the perspective of bank expenditure records. \x0d\\x0d\　 Debit card is a professional term and cannot be overdrafted. You need to make a deposit before withdrawing or spending. Debit cards are distinguished from credit cards that allow overdraft, that is, credit cards. Debit card is the common name for debit card. The debit card has rich functions and can be used for current deposits and withdrawals, salary payment, treasury bond purchase, funds, financial management, third-party custody contract, electricity purchase, telephone payment, card consumption, online banking inquiry, transfer, payment, online Pay.