Debit cards are basically free of charge overseas, which is better than credit cards. \x0d\ The difference between a credit card and a debit card is that: \x0d\ 1, a credit card can repay in advance, a debit card must deposit before spending \x0d\2, a credit card has the installment payment function, but a debit card does not \x0d\3. Credit card spending can accumulate points, and integral mall can exchange goods for free, but debit cards do not have this function \x0d\4.