Pre-authorization refers to the cardholder’s consumption in a hotel, hotel or rental company. Consumption and settlement are not completed at the same time. The special unit requests authorization from the card issuer in advance through POS, which is a method of prepayment. , can be understood as a deposit. When a consumer uses a bank card to make a purchase at a merchant, the bank will first freeze part of the funds in the card as a deposit for the merchant's consumption. After the consumption is completed, the cardholder will confirm the pre-authorization before the merchant can officially Deduct this part of the funds. If you need to inquire about Ping An Bank's credit card business, you can click the link below and select "My" in the lower right corner - exclusive customer service or follow Ping An Credit Card's WeChat public account (paxyk95511) for consultation. /branch/mkt/bankonline/dist/onlineBankless.html#