Platinum cards generally start at 5W. According to different personal qualifications, it is generally estimated that 20W will be capped (except for direct industrial and commercial centurions Ma Yun and Wang Jianlin).

Affect credit card limit:

Everyone's credit limit is different. The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high. After using the credit card for a period of time, you can also apply for an increase in the amount.

Credit investigation (personal credit),

Income (bank auditable income),

Interest settlement (bank deposit interest settlement, three-month settlement),

Assets (real estate, cars, etc.). ),

Marital status (whether married or not, marriage is halved),

Partner credit information,

Gender (women have more advantages and a larger amount of credit cards, don't ask why)

Job types (civil servants, teachers, top 500 in the world, top 500 in China, etc.). ).

Education (the higher the general education, the larger the quota)

Interpersonal relationships (some banks often contact relatives and friends) and so on.