How much can be swiped depends on the available quota?
The balance refers to the amount of repayment that has been recorded in the account. A balance of 0 means that there is no need to repay the card temporarily. If you only have this one credit card and have never used it, the limit is 50,000. You can brush 50,000.
If you have multiple cards under your name, even if the card has not been used, you may not be able to get 50,000, because the limit for multiple CCB credit cards under the same name is exclusive. If your other CCB credit cards have been swiped, the available limit of the card will be reduced accordingly. For example, if a total of 10,000 yuan has been swiped on other cards, this card can only use 40,000 yuan. Therefore, don’t just look at the credit limit or balance, but the current available limit.