50% of the credit card credit limit is your available cash withdrawal limit. Withdraw cash through ATM, each transaction shall not exceed 2,000 yuan, and the daily cumulative amount shall not exceed 5,000 yuan. At the same time, we remind you that the credit card cash withdrawal fee is 1%, with a minimum of 3 yuan and a maximum of 200 yuan, and the interest on cash withdrawals is 0.5% per day.

After withdrawing cash by credit card, a handling fee of about 1% will be charged on the same day. The so-called recurring interest means that at the end of the month, the previously owed interest will be incorporated into the principal and the interest will be calculated.

After an overdraft is withdrawn, the interest is calculated as follows: (overdraft amount + cash withdrawal fee) * 0.05% * number of overdraft days. Among them, the number of overdraft days is the number of days between the cash withdrawal date and the repayment date. Whether you use a credit card to consume or withdraw cash, it is required that the last payment day of each month must be repaid with no less than the minimum repayment amount, otherwise a late payment fee will be charged. , once a bad credit record occurs, it will be difficult to apply for a credit card and loan at the bank in the future.