A perfect points operation strategy is an effective means to maintain customer loyalty. With the end of the era of domestic credit card business, how to balance the benefits and costs of credit card points and give full play to the maximum value of points has become an issue that every bank must consider.
Dual-card users have the opportunity to earn more points.
It is understood that starting from April 6, 2023, Ping An Bank will issue credit cards on a single basis and adjust it to issuing credit cards based on debit account assets and credit card usage.
For example, users who have a debit card from Ping An Bank and have more funds in their account can obtain more Ping An Miles points when using Ping An Bank credit cards for daily consumption.
Specifically, Ping An Bank will issue different proportions of mileage points (every 5 million mileage points can be exchanged for 1 yuan commodity). The allocation rules are as follows:
Starting from the last month’s daily average assets of 1,000 yuan, you can enjoy 20 points for every 20 yuan. Starting from the last month’s daily average assets of 10,000 yuan, the ratio is better.
Continue the advantages of mobile payment points
As everyone in the industry knows, Ping An Bank Credit Card was the first banking institution in China to write online consumption points into the points rules, which caused quite a stir at the time. sensation. Although mobile payment was on the rise at that time, the points collection scenario for traditional credit cards was still offline, and cardholders faced the situation of not being able to earn points for online payments for a long time. Ping An Bank's credit card was the first to try this, and subsequently launched policies such as online payment pens to calculate points, which not only adapted to users' mobile payment habits, but also discouraged many fools who relied on POS machines to collect points. It turns out that with the increasing popularity of mobile payments, many banks’ credit card centers have followed suit.
In general, the new adjustments to Ping An Bank’s credit card points rules will give “wool party” users the opportunity to earn more points. Combined with experience factors such as no need to register points and Wanlitong platform services, Ping An Bank credit card points are still the best choice for mobile payment points on the market with complete scenarios and good experience. Especially friends who love online shopping and often use mobile payment, you can explore it. Related questions and answers: