Ordinary credit card range: 1, 000- 1, 000 yuan. Gold card limit range:1-50,000 yuan. Platinum card limit range: generally more than 50 thousand yuan, the highest can reach more than 654.38+0 million. The higher the credit card rating of Bank of Communications, the higher the amount that can be obtained.
1. It should be noted that the level of a credit card does not directly determine the credit limit of a credit card. The level of credit limit is related to the personal qualification of the cardholder. The maximum credit line can reach more than 6.5438+0 million, and the minimum credit line may also be "zero".
2. The credit line of Bank of Communications is generally related to the specific card level, and the relationship between the general level and the credit line is as follows: the credit line of a general card of Bank of Communications ranges from 1000 to 10000 RMB; The credit limit of the Bank of Communications Gold Card ranges from 10000 to 50000 RMB; Credit line of Bank of Communications Platinum Card: more than 50,000 RMB, with no upper limit.
3. The credit line of Bank of Communications is also related to the applicant's personal qualifications, such as work unit, income level and personal credit status. Different applicants get different credit lines. There is no difference between the ordinary card of the Bank of Communications credit card and the gold card itself, and the upper limit amount is the same, both of which are 50,000 yuan. The initial amount of Puka will be relatively low, and the gold card will be relatively high, above1.2000 yuan. To apply for a credit card, a general card with an annual salary of 25,000-80,000 yuan will be approved, and a gold card with an annual salary of more than 80,000 yuan will be approved. There is no difference in actual use. After half a year of normal use, the amount will be adjusted according to the cardholder's usage and consumption amount. If you need it urgently, you can also call the customer service hotline on the back of the credit card to increase the temporary limit by up to 200,000.
1. People with Bank of Communications credit cards are generally divided into two categories, one is not to raise the amount for ten thousand years, and the other is to raise the amount quickly. The first three months of using the transportation credit card is the most critical. The first three months are called the risk control period of Bank of Communications, also called the running-in period. It is very helpful to make a good impression during the running-in period.
What is the minimum credit card limit of Bank of Communications?
Bank of Communications credit cards are generally divided into three grades, with different grades corresponding to different quotas and different minimum quotas.
1, Puka: the amount ranges from 1000 to 1000, and the minimum amount may be lower than 1000 yuan under special circumstances;
2. Gold card: the amount 1 0,000 to 50,000, basically floating in this range;
3. Platinum card: the amount is more than 50,000, and there is no upper limit.
According to your current financial situation, it may be a little difficult to apply for a credit card. If you must do it, you can try to bring relevant documents (ID card, income certificate, property certificate, etc.). ) to the bank outlet. For the first bid, you'd better choose Puka. The quota is low. If you have special needs, you can also negotiate with the bank. The minimum amount is generally 65,438+0,000 yuan, but there are some exceptions where the amount is 0. I hope you can choose carefully.
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Generally, the minimum credit card limit of Bank of Communications is 1000 yuan, but I have also met people whose credit card limit is only in 500 yuan. You can call the customer service center of Bank of Communications directly, and they will give advice according to your specific situation.