First, credit cards have a wide range of rights and interests. Which is better? Not all bank credit cards are good, but it depends on where your consumption is concentrated, such as daily eating and drinking, online shopping, business trips and so on. So which credit card is better, there is no specific answer. Here are some credit cards that can be obtained from some banks, hoping to help.
Industrial and Commercial Bank of China: The characteristics of the first line of the universe: no handling fee for cash withdrawal, quick withdrawal, free SMS reminder, 56-day interest-free period, and partial interest-free when not fully repaid, so the points are of little use; Credit card recommendation: ICBC American Express Clear Card is transparent and eye-catching; Free to drink Starbucks, milk snow tea, Lele tea, Manji dessert and other online celebrity desserts. Spend 999 yuan that month and enjoy it next month. The annual fee is easy to waive, that is, you spend 5 pens or accumulate more than 5000 yuan; Binding WeChat can accumulate points, which is suitable for small partners who often pay WeChat.
2. China Construction Bank: Xiaka Friendship Bank.
Features: the application threshold is low, there are relatively many preferential merchants, the points can be exchanged for mileage, there is no SMS notification, and the interest-free period is relatively short, 50 days;
Credit card recommendation: CCB American Express Guimei Card
The benefits of the card are more and wider, but it only takes half to earn. Member of bicester (Yioulai) Shopping Village to enhance the shopping experience; Free care, moisturizing and water locking care 1 time+eye care 1 time, and experience high-end beauty care; Group cleaning, 2 people walking, 1 person free; 30+ paradise, 2 adult tickets to send a child ticket, a good place to coax children in summer vacation; Fight for luck, grab 3.7 yuan Starbucks 30 yuan coupons and so on.
Iii. Agricultural Bank: a relatively people-friendly bank.
Features: many activities, many outlets, quick cash withdrawal, 56 days interest-free period, SMS reminder, high threshold, low quota, long approval time, score = 0;
Credit card recommendation: Agricultural Bank of China American Express Xuanmeng theme credit card.
Suitable for pet lovers. Free of annual fee in the first year, and free of annual fee in the second year after 12 times. The card surface can be DIY, and your master's big head can be printed on it; Or choose one of six kinds of card faces, such as cats, dogs and ducks. The rights and interests cover pet-friendly restaurants, pet products, pet hotels and even pet insurance. Take care of the needs of pets in all aspects.