Consumption without points is mainly concentrated in real estate, cars, wholesale or public utilities.
Key points: Different banks have different standards.
Converting credit card points into gifts is a typical promotion method for banks. Just open a bank's credit card publicity materials, and you will find that they are similar in the policy formulation of consumption points.
For most banks, every time you spend a sum in China, the bank will score points according to the ratio of 1: 1. If you spend 1000 yuan by credit card today, there will be 1000 points in your credit card account.