1. Select the consumption record to be staged, and click "Apply for Music Staging";

2. Select the number of installments and repayment methods, and confirm the rates and handling fees;

3. Fill in the personal information and account information of the receiving bank;

4. Submit the application after confirming that the information is correct and wait for approval;

5. After approval, the installment amount will be automatically transferred to the credit card amount, and the repayment method will be automatic deduction.