Yes. If a creditor files a lawsuit in court and applies for property preservation, upon ruling by the People's Court, the debtor who fails to repay overdue payments may be seized, detained, frozen, or other methods prescribed by law for property preservation. Therefore, if the Ping An Bank car loan credit card is overdue, the bank will apply to freeze the bank card, and it has nothing to do with where you work.

Methods to eliminate overdue credit cards include paying off the outstanding and overdue fees, repaying the credit card in full and in a timely manner and explaining it to the bank.