The annual fee charging standards for different types of HSBC credit cards are different, as follows:

1. Annual fee for lifestyle credit cards: 300 yuan per card per year, free of charge in the first year of purchase. The annual fee is waived for the next year if you swipe the card 6 times, and the annual fee is waived for supplementary cards.

2. Annual fee for travel credit card: 2,000 yuan per card per year. The first-year annual fee is a rigid annual fee. In the following year, 200,000 points can be used to offset the annual fee. Additional cards are exempt from annual fees.

3. Annual fee for Excellent Financial Management Travel Credit Card: 3,600 yuan per card per year. The first-year annual fee is a rigid annual fee. 300,000 points can be used to offset the annual fee in the following year. The annual fee for supplementary cards is 300 yuan. Starting from the year, 25,000 points can be redeemed for the annual fee.