First of all, congratulations on your successful handling of CCB credit card. To be a successful cardholder, you need to practice hard. So, let's learn the basic knowledge of CCB credit card first. Take a few minutes to look at it, and you can make better use of cards in your daily life.

Repayment of CCB business outlets:

You can use your card or your card to make cash repayment or transfer repayment at the business outlets of China Construction Bank all over the country. Whether in the same city or in different places, CCB outlets can accept it, and there is no handling fee.

-repayment by outlets can realize cash repayment of RMB arrears and cash repayment of USD arrears.

-Transfer repayment can transfer the funds from your debit card and quasi-credit card to your credit card account for repayment.

-Repayment of RMB arrears in cash and repayment by transfer can be handled at all branches of the Bank, and repayment of US dollar arrears in cash in US dollars must be handled at the branch of the Bank's business place.

-When the repayment is made in convertible foreign exchange other than US dollars, the foreign exchange will be traded on its own, and then the repayment will be made in US dollars.

Agreed account repayment:

You can designate your personal bank settlement account opened in China Construction Bank as the repayment account, and China Construction Bank will automatically deduct the corresponding amount from the repayment account on the due repayment date. Before you apply for repayment of the agreed account, please call the local 95533 or 24-hour service hotline to find out whether the local CCB where you apply for the card has this service.

Telephone foreign exchange repayment

The repayment of foreign exchange by telephone can only be used to repay the dollar arrears of credit cards by purchasing foreign exchange in RMB. You must complete the deposit repayment and the application for purchasing foreign exchange by telephone within the same day. The exchange rate is based on the selling price in US dollars at the time of purchasing foreign exchange. If necessary, you can call our 24-hour service hotline for enquiry. If your credit card RMB account overpayment is insufficient on the day of purchase, you can also repay the purchase with your available amount, and pay interest from the date of purchase.

ATM transfer repayment

You can transfer RMB funds from your savings card or quasi-credit card to your credit card account through ATM to repay RMB arrears of your credit card.

Report the loss: If your card is accidentally lost or stolen while using the CCB credit card, please call the CCB 24-hour service hotline immediately to report the loss. After the loss report is accepted and confirmed by CCB, the loss report will take effect, which can protect your interests to the maximum extent.

If your card is lost or stolen overseas, and you still need to use the Longka (dual currency) credit card overseas, please call the 24-hour service hotline of China Construction Bank to report the loss and apply for an emergency replacement card. Construction will immediately contact foreign card issuers to handle emergency replacement cards for you and reissue new cards for you.

Card replacement: Longka (dual-currency) credit card is valid for 3 years and will be invalid upon expiration. For your convenience, CCB will issue you a new card 1 month before your card expires. If you don't want to use your card after it expires, please call the 24-hour service hotline 1 0 months before it expires.

Change your card in advance: If your card expires within 3 months and needs to be changed in advance due to special reasons such as going abroad, please call the 24-hour service hotline to apply for it and destroy the original card. Construction will change your card in advance and issue you a new card.

Broken card replacement: When your card can no longer be used due to breakage, breakage, degaussing of magnetic stripe or wrong signature, you can apply for a new card; To apply for a replacement card, please call the 24-hour service hotline of China Construction Bank, and you need to pay the corresponding new card replacement fee. Please destroy the old card yourself to avoid unnecessary losses.

How to activate CCB Longka Credit Card?

How to activate CCB Longka Credit Card?

Enable CCB credit cards in the following ways:

1. Online Banking: Online Banking U Shield customers can log in to CCB Online Banking directly, select the "Credit Card-Credit Card Account Opening" menu to open the card and set the password.

2. outlets: bring valid identity documents to any outlet of CCB for card opening and password setting.

3. Customer service hotline: Call the customer service hotline with the reserved bank mobile phone, and select the "Card Opening and Password Service" menu according to the prompt.

How to activate CCB Dragon Card and Ctrip Card?

To enable and set the password of CCB credit card, you only need to call the customer service hotline, log in to online banking (the online banking shield needs to be verified), or bring your ID card and credit card to the local CCB outlet.

If you want to activate the Ctrip member number on the credit card, you can call the Ctrip customer service hotline (also on the back of the credit card) to activate the member account, and then set the password. In addition to the customer service hotline, official website can also be activated. Later, when booking tickets and traveling on Ctrip, you can use this account to log in and accumulate points. Points are valid for 2 years and can be exchanged for gifts provided by Ctrip.

How to activate CCB Longka Supreme Credit Card?

You can bring your ID card and credit card to the nearest CCB outlet to open the card and set the password. Of course, if you have the mobile banking of CCB, you can also directly open the password. At the same time, the channel to open the card is the customer service hotline of CCB.

How to cancel the inactive CCB Dragon Card?

When the credit card is with you, dial the customer service hotline printed on the back of the card, switch to manual service and apply for cancellation. If it is not enabled, it will not affect logout. Remember to cut and destroy the credit card after cancellation. 45 days after applying for cancellation, the credit card was officially cancelled.

How to activate CCB Longka Credit Card after sending it?

Free annual fee in the first year, and free annual fee for swiping the card three times in the second year. You can automatically deduct money by binding your CCB debit card, deposit money directly into your credit card, and transfer money from other banks. When you receive the card, you take a credit card handbook with all the questions you asked.

CCB Dragon Card has not been opened, and the credit card has not been activated. How can I cancel it?

Call the CCB credit card customer service hotline and transfer to manual service.

In fact, there is no need to cancel the card if it is not activated, because there will be no annual fee if it is not opened. The card will always be kept and can be activated at any time when necessary. If the credit card is not opened after receipt, it will automatically expire after the validity period (it seems to be cancelled). If it is cancelled, it will take many days to get a credit card at once, so it is better to keep it like this.

How to activate the new card of CCB Dragon ic Credit Card?

You can activate the credit card by dialing the CCB credit card, logging in to CCB official website, or downloading the CCB mobile APP. After setting the inquiry password and transaction password, you can swipe your card on the POS machine in Shang Chao. Then you can repay the money according to the prompt of the bill.

How to report the loss of CCB Longka Credit Card?

If you don't need money, just call customer service to cancel.

How to withdraw cash from CCB Longka Credit Card?

Just withdraw money directly from the ATM.

If the limit is 3000, 30%, you should be able to withdraw 1 000 cash.

The handling fee is 0.5%, the lowest 2 yuan, and the daily interest is 50,000.

How to use the credit card of China Construction Bank

Computer HP Star 14, Baidu Browser 12.28

1. Merchants swipe their cards.

2. installment consumption.

3. Withdraw cash.

CCB's credit card can be used after it is activated. There are several ways to activate it:

1. Online banking activation: cardholders can directly log in to the online banking of China Construction Bank, select the credit card activation menu to open the card and set the password.

2. Network activation: Cardholders bring valid identity documents and credit cards to any branch counter of CCB to open cards and set passwords.

3. Customer service hotline: The cardholder calls the customer service hotline of CCB with the mobile phone number reserved by the bank, and selects the menu of "Card Opening and Password Service" to activate according to the prompt.

We must know three days: trading day, bank bookkeeping day and billing day.

1. How to calculate the trading day of the interest-free period:

1. The transaction date when the cardholder actually uses the card for consumption, cash withdrawal and repayment.

2. Bank bookkeeping date: the date when the card-issuing bank records the transaction money or expenses into the cardholder's account. Due to data transmission through merchants of other banks or UnionPay, the trading day may be inconsistent with the billing date, and the billing date may lag behind.

3. Bookkeeping date: the date when the bank settles the cardholder's transaction principal, fees and other interests. In the monthly settlement cycle, there is only one settlement date for each corpse.

4. Due repayment date: the issuing bank stipulates that the last date and date for the cardholder to repay all the payable amount or the minimum repayment amount is the 20th day after the bill date.

5. Interest-free repayment period: for consumer transactions, interest-free treatment is provided to cardholders who repay in full on time. The interest-free period is from the transaction date of credit card consumption to the repayment date, with a maximum of 50 days and a minimum of 20 days. 6. Suppose: 7 is the bookkeeping date, 8/7 is 2000 yuan, the bill is issued on the same day, and 8/27 is the due repayment date, so you can enjoy the interest-free period of 20 days, 8/8 is 2000 yuan, and 9/7 is the due repayment date, so you can enjoy the interest-free period of 50 days.

Second, what is a credit card?

A credit card is a card that can be overdrawn. In fact, there is no benefit or harm. Mainly depends on whether it is used well. Good words can accumulate credit, which is good for future loans. You can participate in preferential activities and get some real discounts. If it is not good, the bank will default interest and affect credit.

Introduction to the use of CCB credit card

Many CCB credit card users are not clear about the use of credit cards. The following introduces the repayment period of CCB credit card, how to transfer money, what billing channels are available and the online payment process of CCB credit card.

Credit card repayment cycle of CCB

How long is the repayment period of CCB credit card? Insufficient understanding of the use of cards has led some people to gradually become card slaves. If I calculate the repayment period in advance and repay in time, I can get rid of the card slave and use the card healthily.

The 50-day repayment period of CCB credit card refers to the second day after the bill date, and there can be a repayment date of up to 50 days. The principle of repayment is that the final repayment date is 20 days after the bill date.

If your bill date is July 25th, if you spend money on July 26th, then this transaction can be billed on August 25th, plus 20 days repayment time, September 14. In this example, there is a 50-day repayment period from July 26th to September 14.

How to transfer money by CCB credit card?

How to transfer money by CCB credit card? What are the credit card transfer steps of CCB? Credit card can transfer money, but there is a limit and the handling fee is not low. If you really need to transfer money, you can open online banking for your credit card. The following is a detailed introduction for all card friends.

Only after you open the card and set the password of consumption _ cash withdrawal can you register online. The specific steps are as follows:

1. Log on to the website of China Construction Bank.

2. Click "Online Banking" service.

3. Click to open the "online banking" service.

4. Confirm the customer service agreement.

5. Enter personal data according to the prompt, in which the account number is your credit card and the account password is your credit card consumption _ cash withdrawal password. Enter the additional code according to the box on the right.

After the registration is successful, you can log in to the credit card online bank with your ID number, login password entered at the time of registration and the additional code prompted, so that the credit card transfer can be realized.

Ccb credit card bill installment channel

What are the credit card billing installment channels of CCB? For example, SMS applications, online applications, mobile banking applications and so on can all be realized. In the past, cardholders may need to go to the counter to go through the formalities, but now there are more channels, which naturally facilitates many users.

1. WeChat application

Pay attention to WeChat official account of CCB e-bank, bind the credit card, and click Credit Card-Bill Installment-click here to apply for installment.

2. SMS application

Edit the short message "Last 4 digits # Amount # Period of CCZZ#" with the mobile phone number reserved by our bank and send it to 95533.

3. Mobile banking applications

Enter "Mobile Banking of China Construction Bank", and click "Credit Card"-"Bill Installment Application" in turn.

Step 4 Apply online

For individual online banking users, please click Apply for Bill Installment and select "Credit Card Inquiry-Select-Inquire about Issued Bill-Apply for Bill Installment".

For registered users of credit card channel, please click Apply for bill installment and select "-Bill-RMB-Apply for bill installment".

5. Telephone application

Please call 400-820-0588.

If you need help, please call 400-820-0588 for manual service (please call 02 1-38690588 for non-400 service areas and 86-2 1-38690588 for overseas).

Online payment process of CCB credit card

1. Select online payment of CCB or online payment of Longka to enter the payment page;

2. The cardholder inputs relevant information according to the prompt and clicks Login;

3. The cardholder checks the purchased goods and the amount, and selects the credit account under the payment account after confirmation;

4. Enter the security check code of the credit card, click Pay, and then enter the transaction password according to the prompt.

5. Payment is completed.

I believe that through the introduction, you have been able to master the use of CCB credit cards.

How to use CCB credit card?

Precautions for the use of CCB credit cards are as follows:

1. CCB will deduct the handling fee for credit card withdrawal. The domestic cash withdrawal fee is deducted by 0.5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 50 yuan. The overseas cash withdrawal fee is charged at 0.5% of the cash withdrawal amount plus 12 yuan, with a minimum of 14 yuan;

2. The overdraft cash of CCB credit card has no interest-free period. From the date of withdrawal, 0.5 ‰ interest shall be deducted from the withdrawal amount every day until the principal and interest are paid off;

The consumption before the monthly bill date can be paid off before the sunrise bill and the first repayment date after the bill date, and you can enjoy interest-free treatment;

4. If the consumption after the monthly bill date is paid off before the first repayment date after the next month's bill date, you can enjoy interest-free treatment.

5. There is no interest-free period for credit card withdrawal, and there is a handling fee. From the date of withdrawal, interest will be calculated at 0.5 ‰ of the bill amount until all principal and interest are paid off. Credit card withdrawal is not recommended. If it is urgent, it should be repaid as soon as possible.

6. The repayment date of the credit card is the final repayment date. You can repay any day before, and you can repay many times. But even if it is overdue after the repayment date, it may affect personal credit, so it is necessary to repay it in time.

This concludes the introduction of CCB credit card. I wonder if you have found the information you need?