Sina Installment has the following reasons for failure to pass the credit limit review

1. Weibo loan limit. According to the official introduction, Weibo's maximum borrowing limit for borrowing money is 200,000 yuan. Of course, ordinary users cannot reach this limit. It can only be a few thousand or tens of thousands of yuan at most, depending on the individual's qualifications. Judging from the current situation, the quota for users who have made a deposit is generally more than 1,000 yuan, about 3,000 yuan. It can be seen that Sina Weibo is relatively cautious in issuing quotas. You don’t need to worry too much about the limit. As long as you repay on time, you can increase the limit if you borrow later.

2. Personal qualifications are not met. Sina also adopts big data review. If the system determines that you do not meet the conditions based on your information, usage, and reputation, it will not pass the review.

3. Routine. Weibo's loan limit does not mean that it is stable. It will be reviewed again when applying. It is possible that you have been tricked at this time.

4. Insufficient quota. The limit shown on Weibo's loan does not mean that you can withdraw money. Within this limit, you can withdraw cash freely. However, Weibo's limit may have been taken away for the day, so you can try again another day.

5. Luck. Sometimes these online loan apps will have some system problems from time to time. You can try again at another time. Do not apply more than three times a day, otherwise an abnormality will appear. Can the credit limit after installment payment be withdrawn?

After credit card installment payment, if the limit is sufficient, cash withdrawals can be made. Taking out cash is called "cash advance".

① The amount of cash advance that can be borrowed ranges from one-third to the full amount of the credit limit. The total amount plus the total amount of transactions must not exceed your credit limit, and some banks have restrictions on daily cash advances. The amount of cash borrowed;

② Some domestic banks limit the credit limit to 50%;

③ Cash can be obtained quickly without any guarantee within the limited limit;

④ There is no interest-free repayment period when using a credit card to borrow cash, and interest will be calculated from the day the cash is withdrawn;

⑤ The interest rate for cash advances is very high, with a daily interest rate of 0.05%;< /p>

⑥ The handling fee is very high. The handling fee is generally more than 1% and is charged in one time. Can international shopping credits be withdrawn?

Yes.

Sina Installment Shopping Cash can be withdrawn. It can be used for shopping or borrowing. If the loan is provided by a third party, it can be withdrawn to a personal bank card. What is the reason why the Sina installment quota cannot be withdrawn

1. The system is busy: If the credit qualification is really good and has passed the credit review analyzed by us, but there is a quota that cannot be withdrawn, it may be because the current status of the system is busy . In fact, many platforms have encountered similar incidents, that is, the system is busy or upgraded, and users cannot borrow money!

2. Insufficient comprehensive score: You must know that having a quota does not mean that you will definitely be able to get a loan! Although some users have a quota, their comprehensive score actually does not meet the loan requirements of Sina Installment, because the quota page of Sina Installment has not been updated. However, after submitting the loan application, the system re-evaluates it and does not grant the user a loan. qualifications.

3. Insufficient quota: In fact, many online loans currently have this situation. For a large number of users, Sina Installment is willing to provide a credit limit but cannot withdraw cash. This is actually because the loan limit is limited. At present, online lenders are basically shrinking their business. The most obvious way is to grant credit lines but cannot withdraw cash, or encourage users to grab the credit lines.