It is illegal to lend a card to others to withdraw 300,000 yuan, and you must bear criminal responsibility. The details are as follows:

1. The bank stipulates that all credit cards and debit cards can only be used by the person. , if you lend your card to others for use, you will be responsible for any consequences;

2. If the card borrower has committed a crime, such as drug trafficking, money laundering, smuggling, fraud, etc., Or if there is a financial dispute with others, the public security officers will definitely pursue the cardholder through the ID card and bank card; if there is evidence that the cardholder was lost or stolen unintentionally rather than knowingly, he will not be held criminally responsible - but You must also cooperate with the investigation; if you cannot prove that you are not aware of it, or do not report it, you must bear certain responsibilities;

2. The illegal act of lending bank cards to others for payment, according to the management regulations, Give a warning and impose a fine of 1,000 yuan; if it is a commercial depositor's behavior, give a warning and impose a fine of not less than 5,000 yuan but not more than 30,000 yuan; if a criminal offense is committed, the analysis will be based on the actual situation.

Legal basis: Article 28 of the "Bank Card Business Management Measures"

Individuals applying for bank cards (except stored value cards) shall provide the card-issuing bank with the information specified by the public security department. A registered account will be opened for the person who has a valid identity document after being reviewed and passed by the card-issuing bank;

Any unit that opens a basic deposit account at a financial institution in China must present an account opening license issued by the People's Bank of China Apply for a corporate card;

The bank card and its account can only be used by the cardholder approved by the card-issuing bank, and may not be rented or lent.