Due to different reasons, the application time is different, as follows:

1. The application information is not true. In this case, after the application fails, it is best to wait for your own card application conditions. It will take at least 3 months before you apply again after you feel better.

In order to improve the success rate of applying for a card or to apply for a high amount of credit, many cardholders will process their work situation, family living situation, etc. on their own. In fact, in order to ensure the authenticity of the application information, banks Once the Bank of Communications discovers any fraud, it will often be counterproductive and even directly reject the card.

2. There are too many credit cards.

If the card applicant already has too many credit cards, the Bank of Communications will think that the card applicant is suspected of cashing out, so it will not be approved. . Unless your financial strength has significantly improved or you have canceled your previous credit card to release the credit limit of the credit card under your name, it is possible to apply again. Of course, different banks have different card approval standards, and you can also try to apply for credit cards from other banks.

3. Poor personal credit report

Bank of Communications stipulates that if the online card application is rejected, you must apply again after 5 days for the same type of card. The details are as follows:

1 ) With the same ID card, the same mobile phone number, and the same type of card, you can apply again after 5 days;

2) With the same ID card, the same mobile phone number, and different types of cards, there is no limit on the time for re-application.

Extended information:

Bank of Communications' credit card products are named "Pacific", such as: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Bank of Communications Pacific Walmart Credit Card, Bank of Communications Pacific Suning Appliances Credit Card, Bank of Communications Hong Kong New World Department Store Credit Card, Pacific Business Card, etc.

Platinum Credit Card

Bank of Communications Platinum Credit Card provides you with a full range of business travel or family travel services, covering airport VIP lounges, alcohol-based driving, roadside assistance, and high-income families Comprehensive travel protection and many other exclusive services provide you with a platinum life experience.

Standard Credit Card

Bank of Communications Standard Credit Card provides comprehensive credit card financial services, password signature, free choice, interest-free repayment period up to 56 days, and a "privileged life" ”, “Exclusive Advantages” and many other preferential plans allow you to enjoy the endless fun of swiping your card.

Y-POWER Credit Card

Y-POWER has two unique card surface designs: Force Black and Vibrant White, allowing you to choose your attitude and show off your excellence. Y-POWER gives you strong backing, and strong strength comes from the heart!

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a co-branded card jointly launched by Bank of Communications and Hong Kong New World Department Store, including gold cards and regular cards.

Bank of Communications Jinjiang Star Card

Bank of Communications Jinjiang Star Credit Card is jointly designed by Bank of Communications and Jinjiang Inn Hotel Co., Ltd. It is suitable for the majority of business travelers and families traveling independently. A credit card tailor-made for travel enthusiasts.

TESCO Credit Card

Bank of Communications has joined hands with Tesco to present you the new Bank of Communications Tesco Credit Card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance***.

In addition, Bank of Communications credit cards also have the following card types: Bank of Communications Chengdu Credit Card, Shanghai Travel Credit Card, MORE Card, Business Card, Bank of Communications Installment Credit Card, Bailian OK Credit Card, Liqun Credit Card, Bank of Communications Pinghetang Credit Card, Jinling Lifestyle Credit Card, Bailian Oriental Credit Card, Kai Tai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Auto Credit Card, Self-Mail Credit Card, BBK Credit Card, etc.

Reference: Bank of Communications-Credit Card Application Regulations