No, usually credit cards have a three-day grace period, and the repayment within the grace period is not overdue, which will not affect the credit record. \x0d\ CCB has repayment grace period service. That is, as long as the repayment is received within 5 days after the final repayment date, it will still be repaid on time. For example, if the 22nd is the final repayment date and you repay on the 27th, then the current consumption will still enjoy the interest-free period. \x0d\ If the minimum repayment amount is paid during this period, no late payment fee will be charged, but interest will be charged in full at the rate of five ten thousandths per day from the income date. \x0d\ In addition, it needs to be reminded that since the final repayment date has passed, if repayment is made within the grace period, CCB will be used as much as possible, so as to ensure the arrival time. If repayment is made through a third party or another bank, the arrival time is uncertain.