Yes According to the information of the inquiry credit card, others scan the QR code with my credit card until the name of the QR code can be retrieved. If you don't take the initiative and acquiesce to others to scan the code, you can report it to the relevant responsible department or report it to the police station, and you will get it back. Credit certificate issued by commercial bank or credit card company. According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.