Credit card overdue means that the cardholder fails to repay the consumption amount owed by the credit card before the agreed repayment date. It usually refers to the situation where the repayment amount on the overdraft repayment date cannot be paid off before the bill date. If you fail to repay by the agreed repayment date, your credit card will be considered overdue.

An overdue credit card usually results in interest, late fees, and a negative impact on your credit history. Generally speaking, credit card companies will start calculating interest on the first working day after the agreed repayment date, and interest during overdue periods is usually higher than interest on normal repayments. Overdue credit cards can also result in the accumulation of late fees, which are often additional charges that borrowers cannot afford. If it is overdue for a long time, your credit record may also be damaged, which will affect your future financial development.

Therefore, it is a wise choice to abide by the credit card repayment regulations and never make late payments. If you are unable to repay your credit card consumption on time, please contact the credit card company as soon as possible to seek better repayment arrangements.