If I use a smart card, I open an account with the password set by the customer, and there is no initial password. If it is a one-card card that is sold on behalf of others or cross-sold by credit cards, the initial activation password is six digits after the account opening certificate (if there are letters, move forward by one digit). If someone else did it for you, you can confirm the password set at that time with the agent.

If you use a credit card and the credit card does not have an initial password, you need to open the card after receiving a new card, and you will be prompted to set the password when opening the card.

(Reply time: 2065438+2 May 20091. Please refer to the latest business changes announced by China Merchants Bank in official website. )