Credit card overdraft will not generate interest and liquidated damages; And after the credit card is overdue, the bank will upload the overdue record to the central bank's credit information system, which will affect the credit of the cardholder; It is also possible to be sued by the bank. If the court refuses to implement it after the judgment, it may be included in the list of people who have lost their trust and restrict consumption.

Legal objectivity:

Article 675 of the Civil Code stipulates that the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.