What type of card is the Bank of China Tianjin All-in-One Card?

The Bank of China Tianjin All-in-One Card credit card is our bank’s Great Wall series credit card, and this card is a gold card. This card is a RMB single-currency credit card.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What is the scope of use of Bank of China Tianjin All-in-One Card credit card?

The scope of use of Bank of China Tianjin All-in-One Card credit card:

1. Bank of China network: our bank counters, ATMs, and merchants.

2. UnionPay network: UnionPay domestic and foreign merchants and ATMs.

3. New building of Tianjin Branch (industry application).

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Is it easy to apply for a Bank of Tianjin credit card?

As long as the application conditions for a Bank of Tianjin credit card are met, it is relatively easy to apply for a Bank of Tianjin credit card.

When applying for a Tianjin Bank credit card, you must meet the Tianjin Bank credit card application requirements. You need to be over 18 years old (inclusive) and under 60 years old.

Have good personal credit and work unit Or you can apply if you have a fixed residence in the location of the card issuer, a stable income and the ability to repay the loan.

The application conditions for Tianjin Bank credit card are relatively simple. If the conditions for Tianjin credit card application are met, the application will generally be approved.

The bank will review the applicant based on the applicant's comprehensive assets and other conditions, and the final result will be subject to the actual approval result.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Main features

①Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent;

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②Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

③Credit cards are high-tech products that integrate financial services and computer technology.

④Credit cards can reduce the use of cash;

⑤Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

⑥Credit cards can simplify collection Reduce payment procedures and save social labor;

⑦Credit cards can promote product sales and meet social needs.

Financial Management Strategy

1. Control the number of credit cards and only have enough.

Once there are too many credit cards, it is easy to make mistakes or forget the repayment date of the card. Issues such as the credit limit of that card are difficult to manage and can easily lead to late repayments and leave a bad record. Moreover, if you swipe multiple cards to earn points, the points will be too scattered and it is not conducive to redeeming gifts. Therefore, it is recommended that only 1 to 2 credit cards are enough.

2. Keep the credit card receipts

Most credit card holders do not care about the receipts and will not keep them. Most of them throw them away. This is a very bad habit. In fact, retaining credit card vouchers not only facilitates the monthly summary of consumption records to analyze and optimize consumption habits, but also helps improve the rationality and transparency of credit card consumption, so that the card can be swiped clearly. And many people do not set passwords on their credit cards. Discarding the credit card credentials at will may lead to theft of the credit card.

For security reasons, it is best to keep the credit card receipt after swiping the card to make yourself aware of it and develop good credit card financial management habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawals require a certain percentage of handling fees, and even if you deposit your own money into it, you will be charged. Therefore, it is not cost-effective to use or use it as a passbook.

4. Choose the right credit card

The choice of credit card is very important. Nowadays, many commercial institutions have bundled cooperation with banks. For example, you can apply for a joint credit card between a department store and the corresponding bank. With a credit card, you can spend points here as a member and get discounts; or some cards can provide discounts at designated merchants, including dining, movies, towing services, etc. There are various categories, and you can choose freely according to your own needs. Credit cards should be used wisely and chosen wisely.

This concludes the introduction to Tianjin Credit Card and Tianjin Credit Card Progress Inquiry. Have you found the information you need?