Hello, credit card repayments are based on bills, not how much you charge every month. For example, if your credit card bill date is the 15th of each month, then the payments you made before the 15th will be reflected in this bill, and the payments made after the 15th will be reflected in the next bill. You can also return it after swiping it. If you don't understand, you can continue to ask, and I hope you will accept it.