American Express and visa cards are believed to have been handled by many small partners, but most people are not clear about the difference between them. The following small series will introduce you.

First, the initial release time is different.

1958, American Express launched the first charge card. With the reputation of a century-old shop and a world-famous brand, Elvis Presley, once a smash hit, became one of the earliest cardholders, and many businessmen who traveled frequently became active applicants for the new product American Express Card.

VISA card started at 1976, and its predecessor was a bank card issued by Bank of America.

Second, the identification marks of the cards are different.

1.Americanexpress card's logo is "American Express", which is displayed in the lower right corner of the card with white characters on a blue background.

2. The logo of the VISA card is "VISA", and a blue logo with a capital white background appears in the lower right corner of the card.

Third, the payment system is different.

1. American Express Company has its own payment system and issues credit cards directly to consumers. Unlike VISA, American Express does all the work. In this way, all American Express cards are issued by one company, which is also a special payment system.

2.VISA cards are not issued by their own companies, but by banks all over the world, thus earning interest income. The customer's credit card bill is sent directly by the bank, which has nothing to do with the VISA card company.