1. Bring your ID card to the counter of the People's Bank of China to apply for checking the existing online loans under your name.
2. Then find out the outstanding online loans and repay them at the outlets.
3. After all the money is paid off, the bank will go through the corresponding procedures one by one in the order of cancellation on the inquiry form obtained by the bank. You can log off after the logout is completed.
1. The essence of Internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.
2. Promote the healthy development of Internet finance and better serve the real economy by encouraging innovation, strengthening supervision and mutual support. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.
3. Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.
4. The supervision of online lending platforms, from five or six thousand at most to the end of June, only 29 companies operated, and the special rectification work may basically end at the end of the year and be transferred to regular supervision.
How to cancel the online loan account is very simple.
Nowadays, online loans are becoming more and more popular, because online loans have many advantages and characteristics, such as being very convenient, and you can get the loan quota smoothly without running around in the process of use, so this is also the reason why everyone chooses. However, when we apply for a loan, we register an online loan account, which is the 1 step for us to apply for an online loan. Many people register various types of online loan accounts for loans or investments, but when not in use,
How to cancel the online loan account?
1, a platform that can log off by itself.
This is relatively simple. You can operate according to the relevant tips on the termination clause of the platform. If you don't know, you can also consult the customer service of the relevant platform.
2. Platforms that cannot be cancelled by themselves
First of all, you can contact the customer service of the platform and ask if you can cancel it for me. If the customer service says yes, everything will be fine. But if the customer service says you can't close the account, don't use it. Then, what you have to do at this time is to delete your personal records left on the platform as soon as possible.
The first step is to unbind the personal bank card bound to the platform and modify your basic information.
Step 2: Unbind the personal mobile phone number from the platform. You can call customer service again and ask them to delete the mobile phone number reserved in the background. Many times, the mobile phone number is equivalent to another ID card, which protects the personal mobile phone number and protects our personal privacy to a great extent.
After reading the above introduction, do you know anything about this knowledge? Through the above introduction, we can know how to cancel the online loan account without using the online loan platform after applying for a loan or investing in wealth management. In fact, cancellation is also possible. There are many ways to analyze how to cancel two different platforms. I hope you can understand.
How to cancel the Alipay account of China Development Bank's student loan
The National Development Bank student loan Alipay account can be cancelled, and the specific application cancellation process is as follows:
1. Open the mobile phone Alipay APP, log in to Alipay account, and click the search box at the top of the page to enter the search interface.
2. Enter "account cancellation" in the search box, and the official "account cancellation" service program of Alipay will appear below.
3. Enter the account cancellation page, find out the rights and interests that will be abandoned after account cancellation, confirm that the Alipay account used has no arrears and balance, and then click the "Next" button directly.
4. Enter your own payment password under "Enter payment password", and the entered password must be accurate.
5. After entering the payment password, click "Confirm Cancellation" to complete the account cancellation application. After approval, the account will be cancelled within 48 hours.