1. Annual fee of credit card: If the cardholder fails to pay the annual fee within the specified time, the bank will deduct the annual fee from your credit card account.
2. Interest expense: If the cardholder overdraws with a credit card, the bank will charge interest at a certain interest rate, and the interest expense will be shown in the monthly bill.
3. Late payment: If the cardholder fails to repay the loan within the specified time, the bank will charge a late payment at a certain interest rate, which will be shown in the monthly bill.
4. Other fees: Minsheng Credit Card may also charge other fees, such as billing installment fee, cash withdrawal fee and overseas transaction fee.