If the annual fee for the China CITIC Bank credit card you applied for before is indeed 2,000 yuan, and you have not used the credit card within a year or have not enjoyed the annual fee reduction policy, then you can try to request a full refund from the bank. Card application. However, it should be noted that whether the card can be successfully refunded depends on a comprehensive judgment based on your specific situation.
It is recommended that you first call the CITIC Bank credit card customer service hotline to inquire and check the relevant policies and procedures for refunding the annual fee and whether you meet the conditions for refunding the card. If you meet the conditions, you need to read the card withdrawal application form carefully, fill in the relevant information, and follow the card withdrawal process to ensure a successful application.
More importantly, if your original intention of applying for a CITIC Bank credit card is to facilitate consumption, improve personal credit, and at the same time effectively manage your own capital flow, you need to pay careful attention in the future use process. Maintain your credit record, maintain good credit habits, reduce your financial pressure, and obtain more convenient financial services.
In addition, online loan users can also check their credit qualifications by connecting to third-party big data risk control platforms, such as Blue Ice Data, Zhima Credit, etc. The former has cooperated with more than 98 online lending institutions on the market Data cooperation has been established, so its query results are relatively accurate and intuitive. Not only can you understand your own big data and credit situation, but you can also obtain various indicator data. Online loan blacklist data is shared on most loan platforms, which means that if a borrower is overdue or fails to repay money on one platform, such bad records will also be disclosed on other loan platforms, so Everyone must carefully maintain their online loan credit, otherwise when we encounter another economic crisis, we will not be able to obtain online loan products with good personal credit.