2. Hover the mouse over the credit card option, and then click "Customer Service";
3. There is an option of "I want to adjust the amount" on the right side of the page. Click to jump to Minsheng Bank credit card adjustment page;
4. Enter personal information such as ID number, check "I have read and agreed", and then log in;
5. After logging in successfully, you can see two options of "permanent adjustment" and "temporary adjustment". Click it and follow the prompts to increase the amount.
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Minsheng Bank credit card quota adjustment is divided into two categories: one is to increase the credit limit; The other is to reduce the credit limit of credit cards to a certain extent.
Ways to increase the credit card limit of Minsheng Bank
1, permanently adjust the line.
The long-term credit limit of Minsheng Bank's credit card will be adjusted regularly by Minsheng Bank, instead of the cardholder taking the initiative to increase the credit card limit.
2. Temporary adjustment of quotas
However, when a credit card holder needs to increase the credit limit within a certain period of time when traveling or moving abroad, he can call customer service to apply for a temporary increase in the credit limit. After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit.
Ways to reduce the credit card limit of Minsheng Bank
If you think that the credit card limit of Minsheng Bank is too high, you can call the credit card number of Minsheng Bank: 95568 to connect with the labor service and apply to Minsheng Bank for reducing the credit card limit.
The above is the method of increasing or decreasing the credit card limit of Minsheng Bank. The temporary credit line of Minsheng Bank is valid for 15 days, and will be automatically restored to the credit line before adjustment. Please ensure that your account balance does not exceed the original credit limit before the current billing date, otherwise, you will need to pay the overrun fee.
Minsheng Bank approves the maximum amount that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle the card within the validity period. The credit card limit of Minsheng Bank is generally within 654.38+00000 yuan for ordinary cards, 654.38+00000-50000 yuan for gold cards and 50000 yuan for platinum cards, with no upper limit.
Credit card holders of Minsheng Bank can call 95568 through the customer service hotline to inquire about the credit card amount, and know the credit card account arrears, current available amount and other information anytime and anywhere.