This card has all the features of a standard dual-currency credit card. If it is only used domestically, there is no difference from swiping a UnionPay credit card. \x0d\The main special feature of this card is that when used overseas, all foreign currency transactions (including card consumption, online consumption, withdrawals, etc.) can automatically purchase foreign exchange, convert it into RMB and credit it to the Dragon Card Global Payment Card RMB account, and it can be used anywhere in the world. Foreign currency exchange fees are waived when used in different countries or regions. \x0d\ If you take a RMB-USD dual-currency credit card to swipe the card in an overseas non-USD area, the amount credited is US dollars. During the conversion process of local currency and US dollars, international organizations will charge an exchange fee of 1.5%, and the global There is no such fee for payment cards. \x0d\So this card is especially suitable for people who need to go abroad and people who like overseas shopping.