Cardholders can use credit cards to shop, buy movie tickets and recharge various video members. Credit cards are divided into ordinary cards and gold cards, and special gold cards can enjoy special activities. The gold cards of some banks have the right to bind the cards at will within 30 days after the card is opened, and you can get the rights of VIP members of Youku or iQiyi video for 6 months after spending a sum.
Credit card is a kind of bank card, which has the functions of deposit and withdrawal, transfer and consumption. Credit cards are different from savings cards. If the cardholder deposits the funds into the credit card, there will be no interest. If the cardholder withdraws the credit card deposit, the bank will also charge a handling fee.
Some banks and some enterprises will launch joint credit cards. The card face of the joint credit card is exquisite and fashionable. Credit cards have a certain amount, and cardholders can spend first and then repay, which means that credit cards can alleviate the economic pressure of cardholders in that month.
The cardholder's spending this month can be repaid next month, and more funds can be allocated this month, so that the credit card can be overdrawn. Although credit cards can be overdrawn, users need to live within their means.