If you spend before the bill date of this month, you can repay it before the repayment date of this month. If you spend money after this month's bill date, you can repay it before next month's repayment date.

The billing date of ICBC is generally 1, and the final repayment date is 25th.

The basic nature of consumption in Taobao is the same as that of ordinary credit cards.

If it is installment payment, you can choose installment payment. As long as the single consumption is above 600 yuan, you can call ICBC customer service 95588 to apply for installment. 6, 12, 18, 24 are all interest-free, but you have to pay a handling fee for each installment.