For Xiao Bai, a novice credit card, the most concerned issues are the credit card quota and the credit card approval rate. So which bank is better for white households to apply for a higher credit card? In fact, detectives have always admired the credit card of China Everbright Bank, which is not only rich in card types and wide in interests, but also has a very high card issuance rate, and the online application rate ranks among the best in all banks. Speaking of this, there must be many friends who want to ask, which card of China Everbright Bank has a high credit limit? Quickly increase the amount of small coup to share!

It is understood that the credit card quota of China Everbright Bank is mainly divided according to the card grade, and the specific quota should be comprehensively evaluated according to the credit record and financial certificate of the cardholder. The specific division method is as follows:

Puka: It is the lowest credit card of China Everbright Bank, and the credit line will generally be above 1 1,000 yuan. It should be noted that if it is the first time to apply for a credit card limit, the limit may be lower than 10000 yuan.

Gold card: The gold card quota of China Everbright Bank is generally between 30,000 yuan and 50,000 yuan, and the main color of the card is mostly golden yellow. The annual fee is not high, which can be reduced or exempted through consumption standards.

Platinum card: The credit limit of platinum card will be higher, generally the initial credit limit will be more than 50,000 yuan, and the maximum credit limit can even reach 5 million yuan. The card surface is mostly silvery white, and the words "P" or "Platinum" will be printed.

After talking about the quota division of China Everbright Bank, let's talk about the specific withdrawal skills:

1. Temporary line: Temporary line is a point that China Everbright Bank attaches great importance to. Under normal circumstances, you can apply to China Everbright Bank to increase the temporary quota after using the card for three months. You need to use 80% of the temporary line and repay it in full, so that the fixed line can grow in a curve after several cycles.

2. Pay more credit cards: Everbright Bank is a joint-stock commercial bank, so it also attaches great importance to the number of times users swipe their cards. Cardholders need to spend more in catering, shopping, tourism, entertainment and other fields, preferably offline transactions, because Everbright Bank pays more attention to physical consumption.

3. Freeze withdrawal: If you have used the card for more than half a year, but there is no action, you can appropriately threaten China Everbright Bank or temporarily stop swiping the card. Sometimes, in order to retain users, Everbright Bank will take the initiative to increase your credit limit.

In addition, there is one thing that needs your attention. According to the feedback from many cardholders, unlike other commercial banks, Everbright Bank doesn't like cardholders to repay by installments. Therefore, after the credit card bill comes out, try to repay it in full, not in installments or at a minimum, so as not to affect your future credit card withdrawal.