How to redeem Postal Savings Bank credit card points

1. Use the computer: macbookpromos14 to open the Google version (92.0.4515). Log in to the China Post Bank Credit Card Points Redemption Website: After logging in, enter your user name, password and other information in Postal Savings Bank’s personal online banking, enter the points exchange page, select the gift you like according to your number of points, and redeem directly or Put it in the shopping cart; 2. Call the credit card customer service hotline to redeem: The Postal Savings Bank hotline has a self-service voice system, so you can make redemption choices through voice prompts and according to your personal needs by pressing digital buttons. Postal Savings Bank credit card points calculation rules: 1. Points are valid within the validity period of the main card of the credit card, and the points will remain in the main card account until the account is cancelled. 2. Cardholders who use their credit cards to make purchases and installments with merchants will receive 1 point for a single transaction of RMB 1 or more. Any less than RMB 1 will be rounded off. Accumulated points can be used to redeem point gifts, gift certificates or related value-added services. 3. For a single purchase using a Postal Savings Bank credit card, the points generated from the transaction amount will take effect on the day after the transaction is recorded. 4. On the birthday of the principal cardholder of the gold card, the consumption points of the principal card and supplementary card will be doubled. 5. The consumption of the main card and the supplementary card will accumulate points, and the points of the supplementary card will be merged into the main card account. 6. If the original transaction amount is reduced due to consumer returns or disputes, the Postal Savings Bank will reduce the corresponding points accordingly. 7. Points will not be accumulated for the following consumption: real estate, car sales, wholesale, school, withholding and payment, tobacco settlement, insurance, hospital health, logistics and warehousing, and public sector consumption. Please see the attachment for specific merchant categories that do not count points for consumption. 8. The following transactions do not accumulate points: cash advance, repayment, overpayment recovery, transfer, pre-authorization, manual adjustment, returns, disputed transactions, online payment, credit card annual fee, revolving credit interest, cash advance The handling fees and interest, fees derived from overdue payment (such as liquidated damages, interest) and other handling fees stipulated in the "Receipt Contract". [img]

How to calculate Postal Savings Bank’s credit card points

Users who use Postal Savings Cards to handle personal financial services specified by the bank can obtain personal comprehensive points. When users handle asset, transaction and marketing businesses (excluding credit card related businesses) at Postal Savings Bank of China, Postal Savings Bank of China will give users corresponding points feedback in accordance with the points rules. For specific points rules, users can consult the staff of the corresponding bank.

Postal savings card (referred to as green card) is a financial transaction card issued by the national postal department to provide financial services to depositors. Postal savings cards are issued to individual urban and rural residents with postal savings cards. All urban and rural residents who open a current savings account at a postal savings computer networked post office (or postal savings point) can apply for a postal savings card with their ID card. Its main function is to deposit and withdraw money at networked ATMs and postal savings banks, and to make purchases at networked POS. Hainan Postal Savings has now been connected to nearly 28,000 outlets in 31 provinces and municipalities across the country.

A current account must be opened first. The account balance must not be less than 10 yuan. Accounts that do not draw money based on seals. Accounts that are not reported lost or frozen, and the account status is normal. Apply with your ID card.

Postal Savings POS business: It is a consumption service tool provided by Postal Savings to depositors in order to promote the realization of electronic money, reduce cash circulation, and reduce the labor intensity of merchants. In shopping malls, hotels, entertainment venues, public service venues, etc. that already have POS terminals on the bank card network, postal savings card users can use their accounts to make purchases without using cash. There are no restrictions on user consumption and payment amounts, and they are free of charge. Charge a handling fee. But the account cannot be overdrawn. In addition, Postal Savings has also launched a mobile phone payment service and a phone wallet payment service. Payment is easy and flexible, and payment can be made anytime and anywhere 24 hours a day, which is more convenient.

The green card savings card is a multi-functional electronic financial management tool provided by the postal department to customers. In addition to the basic functions of deposits, withdrawals, inquiries, etc., the green card holder can also enjoy salary income, payment Fees, taxes and related payment and settlement services. Deposit cards are deposited first and then withdrawn. No overdraft is allowed. No guarantee is required when applying, and access is safe and convenient.

Using the Green Card Savings Card, you can handle deposits and withdrawals at online savings outlets or ATMs, shop and spend at specially appointed merchants, and can also help you issue pensions, collect and pay telecommunications bills, and utility bills on your behalf. Cable TV bills, newspaper subscriptions, room fees, taxes, etc.

How to check Postal Savings Bank points

There are three ways to check.

1. Check points by phone

You can check the current postal savings credit card points by calling the 24-hour customer service hotline of the Postal Savings Credit Card Center at 400-889-5580.

2. Check the points on the statement

You can check the points on your credit card through the statement mailed by the Postal Savings Bank.

3. Check points online

Log in to the official website of Postal Savings Bank Credit Card, click "Credit Card Business", "Credit Card Login", and "Points Inquiry Page" to check your current points. Points situation.

Extended information

Postal Savings Bank’s consumption points are valid within the validity period of the main credit card, and activity bonus points are valid for 6 months. The specific rules are as follows:

1 One yuan earns 1 point, and the part less than 1 yuan is rounded down; points are awarded for consumption on the MasterCard network and VISA network, and points are determined on the UnionPay network based on MCC (you can check the points on the "mcc Baodian" official account or the "Kaji" applet) situation)

Express online purchases will be rewarded with double points, including Alipay, Tenpay, Suning Yipay, JD Online Banking, Baidu Baidu Pay, Meituan, Hezhong Yipay, and China Unicom

Youth-themed credit card and Rilakkuma-themed credit card will award twice the points for fast online spending

Zhongyuan Gourmet Card is only available at merchant codes 5441, 5451, 5462, 5811, 5812, 5813, 5814, Spending on 7011 and 7012 will earn double points, while other transaction types, merchant types and merchant codes will not earn points

All transactions with sharing cards and gold leaf cards will earn no points

References ：Postal Savings Bank of China

How to obtain postal credit card points?

Postal Savings Bank credit card earns points. Cardholders use the credit card to make purchases and installments at merchants. As long as a single purchase exceeds RMB 1, 1 point will be accumulated. Any amount less than RMB 1 will be rounded off. Accumulated points can be used to redeem point gifts, gift certificates or related value-added services. When a cardholder makes a single purchase using a Postal Savings Bank credit card, the points generated by the transaction amount will take effect on the day after the transaction is recorded. The consumption of the main credit card and the supplementary card will accumulate points, and the points of the supplementary card will be merged into the main card account. If the original transaction amount is reduced due to consumer returns or disputes, Postal Savings Bank will reduce the corresponding points accordingly.

1. Credit card points have many uses. The following are some common ones:

1. Redeem gifts. You can go to the bank's official website of your credit card to look for credit card points options, and you can see the gifts that the points can be redeemed for. In addition to physical objects, there will also be some products, experiences, and the like.

2. Points mall to redeem gifts, you can go to the mall to redeem gifts. Points can be used to redeem goods or deduct a certain amount at bank partner merchants. Merchants such as Starbucks often have such credit card point redemption activities.

3. Points can be used to change oil. For example, CCB Long Card car card points can be used to change oil. It is a type of CCB credit card oil card. Car card points are generally redeemed for oil. The car owner's card may also be redeemed for oil or tolls.

4. Redeem airline miles. Points from some credit cards can be directly exchanged for airline miles, and the miles converted from points can be used when you go on a business trip or travel.

5. Some credit card points can also be directly redeemed for annual fee reductions.

2. Things to note when using credit cards:

1. Pay attention to two dates: the billing date and the repayment date

Generally, the repayment date is after the billing date 20 days or 25 days. If the card is swiped one day after the bill date, the interest-free period will be the longest. If the card is swiped the day before the bill date, the interest-free period will be the shortest.

2. Protect the credit card information

The three most critical information on the credit card: validity period and CVV code affect the security of your card use. Especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code and keep those three numbers in mind.

3. Only by swiping your card frequently will you be able to avoid annual fees; only by paying your bills on time can you increase your credit limit

Generally, the annual fee will be waived if you swipe your credit card six times. Therefore, you must pay the annual fee, swipe your card more often, and increase your credit card limit. At the same time, pay back on time and maintain a good credit record. This is also a way to increase your credit limit. Moreover, mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified, and you don’t have to go to a bank branch or teller machine to transfer money. Repayment.

5. If it does not work, or the repayment is delayed due to something, you can call customer service to apply for an extension of repayment

If your funds cannot be turned over temporarily, or the repayment is delayed due to something. Don’t worry about repayment, call the bank customer service immediately and apply for an extension of one to three days to repay.

This ends the introduction on China Post Credit Card Points and how to check China Post Credit Card Points. Have you found the information you need?