The reserve fund of Shanghai Pudong Development Bank is a small consumption reserve fund service provided by Shanghai Pudong Development Bank to cardholders to meet their consumption needs. The borrower can repay the loan in 3, 6, 12, 24 and 36 installments. There is no interest, but you have to pay a different percentage of the handling fee according to the number of periods. Take the period of 12 as an example. Generally, the handling fee for each period is between 0.7% and 0.8%. As long as the cardholder repays on time according to the regulations, he doesn't need to pay interest, but only needs a handling fee. If the repayment is overdue or insufficient, the corresponding interest and late fees will be charged.

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Pudong Development Credit Card:

Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.

Pudong Development Credit Card Application:

1. Bank outlets:

You can apply at the business outlets of Shanghai Pudong Development Bank with your ID card and some relevant supporting materials, fill in the application form and hand over the materials to the staff at the counter.

2. Online banking/mobile banking/"Puda Xiben" APP:

You can directly log in to online banking, or the mobile banking client, or the Pudong Development Bank credit card APP“Pudaxiben ",select a credit card in it, click the Apply button, fill in your personal information, then submit your application and wait for the audit result.

3. WeChat/Alipay:

You can pay attention to the official WeChat account of Shanghai Pudong Development Bank, and then click the card button in the official WeChat account to select a card to apply. Or log in to Alipay APP, enter the life number of Shanghai Pudong Development Bank, and select a card to apply.

When handling the Pudong Development Credit Card, it should be noted that. You must prepare all the information and make sure that the information you fill in is accurate. And because credit cards have many grades, the higher the grade, the higher the application threshold will be. Therefore, you must choose the right card when applying, and don't blindly pursue the high level of credit cards.