In order to attract more users, ICBC and American Express jointly launched the ICBC clear card, which is valid for 5 years and is denominated in RMB. Currently, only online channels such as WeChat and Alipay are supported for binding consumption. ICBC has its own online and offline acquiring merchants for consumption. The global online platform supports the use of the American Express network.

What are the application conditions for ICBC clear card?

Applicants for ICBC clear credit cards must be over 18 years old. If they are foreigners or people from Hong Kong, Macao and Taiwan, they must be between 25 and 65 years old. The applicant is an individual with a good credit record, has full civil capacity, and is able to repay the loan on time.

After using this credit card to make purchases, users have two repayment methods: minimum repayment and installment repayment. After using the CLear card to make purchases overseas, there is no need to purchase foreign exchange for repayment. You only need to pay according to the amount on the bill. Just repay. It is worth noting that the minimum monthly repayment is 10% of the bill, and it also supports settlement of repayments in RMB.

Summary: Users can only apply for qualifications if they meet the conditions stated in this article. If their personal qualifications are good, they can apply for a certain amount of credit card business. The American Express Clear Credit Card can be applied for under any qualifying condition. But ICBC has online and offline acquiring businesses and has a global online platform that supports the American Express network.