Bohai Bank's credit cards are still relatively easy to approve, provided that users meet some conditions and requirements stipulated by Bohai Bank. Usually, when applying for Bohai Bank credit card, you need to provide the original information of your personal ID card; You also need to provide personal income certificate, which can be payroll, income certificate, personal income tax certificate, social security withholding certificate, etc. Need to provide some personal assets, such as real estate, car production, etc. Finally, to apply for a credit card, Bohai Bank needs to be authorized to inquire about personal credit information. Only when these conditions are met will the application for Bohai Bank credit card be issued.

If the applicant's credit information is not good or his personal income is too low, the credit card application will fail.

Bohai Bank, the full name of Bohai Bank Co., Ltd., was established in February 2005 at 65438+ and 3 1, and opened to the public in February 2006. Is a national joint-stock commercial bank in People's Republic of China (PRC), headquartered in Tianjin.

Bohai Bank is the first Chinese-funded commercial bank to introduce overseas strategic investors in the initial stage, mainly engaged in absorbing public deposits and issuing short, medium and long-term loans, and was selected as one of the top 500 global banking brands in 2020. It was listed on the China Stock Exchange on July 16, 2020; In August, a representative office was established in Hong Kong, with 245 outlets.

scope of business

On June 5438+February, 2005, China Banking Regulatory Commission gave an official reply in document [2005] No.337, and the business scope of Bohai Bank included:

(1) Absorbing public deposits; (2) Short-term, medium-term and long-term loans; (3) Handling domestic and international settlement; (4) Handling bill acceptance and discount; (5) Issuing financial bonds. (6) Acting as an agent to issue, honor and underwrite government bonds; (7) buying and selling government bonds and financial bonds; (eight) engaged in interbank lending; (9) Acting as an agent for buying and selling foreign exchange; (ten) engaged in bank card business; (eleven) to provide letter of credit services and guarantees; (12) Agency payment and insurance agency business; (thirteen) to provide safe deposit box services; (14) Other businesses approved by the State Council Banking Regulatory Authority.

Product service

Personal banking services: personal customer grading standards, personal savings services, Yin Bo e-credit, personal credit loans, personal mortgage services, personal entrepreneurial services, mobile banking, debit card products, credit card products, consignment business, foreign exchange services, wealth management services and community banks.

Small and medium-sized enterprise services: small express service, quick loan, mortgage loan, Bohai tax loan, stock transfer, interest-saving treasure, loan e application, and the company can handle things easily.

Wholesale banking services: cash management services, financing services, domestic trade financing services, international settlement and financing services, letter of guarantee services, cross-border RMB services, financial market services, electronic channel services, investment banking services and fund custody services.